About Tracy Richardson

Tracy Richardson is the marketing specialist for Liberty Title and Zing! Title. She is in the third generation of Richardsons working in the title business (and under the Liberty Title umbrella...) She enjoys reading and writing but tends to stay away from arithmetic. Questions on how to care for a feisty chihuahua? Ask her...she has plenty of experience from handling her own, Wiggleston.

The Cloudstar Attack: What Realtors Should Know

The recent ransomware attack on Cloudstar, a major cloud hosting platform used by thousands of title companies and mortgage lenders, should have the attention of all Michigan Realtors. This may be one of the most damaging cybercrimes in history as millions of consumers have had their personal and financial information stolen. Realtors have significant legal and ethical duties to safeguard their clients’ personal and financial information and these duties extend to responsibly sharing this [...]

By |2021-08-05T12:55:22-04:00August 5th, 2021|Announcements, In The Press|

Independent = Your Best Advocate: Our Interview with WJR’s Guy Gordon

Raising awareness about the scourge of cybercrime in the real estate industry has been our top priority in recent years (see here, here, and here). Our goal is to make sure consumers know that they will be targeted by cybercriminals throughout their real estate transaction, which is often one of the largest financial transactions a person will make. To further bring attention this critical issue, President Michele Richardson sat down with Guy Gordon on WJR to explain [...]

By |2019-07-24T10:35:38-04:00July 24th, 2019|Announcements, In The Press|

Our New Cybercrime Insurance Policy. A partnership that protects YOU!

  Buying, selling, or refinancing a home is one of the largest financial transactions a person will make in their lifetime. With the major transfer of funds between parties in these transactions, they are particularly susceptible to cybercrime. In today’s world, it’s a whole lot easier for criminals to steal money online than it is to rob a bank. According to the 2018 FBI’s Internet Crime Report, the FBI reports that they received an average of more [...]

By |2019-07-01T11:10:13-04:00July 1st, 2019|Announcements, In The Press|

Introducing SafeWire + Umbrella! The best protection against wire transfer fraud.

We hope you’ve heard of our new Umbrella program by now and all the great benefits it offers to keep you safe before, during, and after closing. (If you haven’t…be sure to check it out!) Our goal with Umbrella is to keep our customers safe. To best accomplish this, we are always looking for rock stars in the tech and cyber security space. And we certainly found one with our newest partner: SafeChain. SafeChain is the industry leader [...]

By |2020-03-05T15:00:09-05:00May 22nd, 2019|Announcements, In The Press|

Come Under Our Umbrella! Our new program to keep you secure before, during & after closing.

Over the past several years, we’ve noticed a storm brewing in the real estate and title insurance industry. More Affiliated Business Arrangements (AfBAs) have sprung up in the title space. An AfBA is an arrangement made between a title company and real estate agents or lenders that provides financial incentives for referring a consumer to their title company. Unfortunately, there has been a decrease in consumer awareness of these arrangements.  This has led to the perfect storm of [...]

By |2020-03-05T15:02:16-05:00May 6th, 2019|Announcements, In The Press|

Pull For The House! Our new pop tab charity drive.

Liberty Title has an exciting new charitable initiative for 2019! All of our Michigan locations are now participating in the Pop Tab Collection Program for Ronald McDonald House Charities. Ronald McDonald House provides a home away from home for the families of critically ill children. The funds generated from recycling aluminum tabs are used to offset the House’s expenses, which allows more families to benefit from their services. How does the pop tab collection program raise money? Pop [...]

By |2019-03-16T13:53:10-04:00March 16th, 2019|Announcements, In The Press|

Social Engineering: What kind of scams are out there?

Have you ever heard of a Nigerian bank account scam? You know the one about a Nigerian prince who has just been deposed and now needs your help accessing his inheritance. You’ll get rewarded for your assistance of course! You hand over your bank account details in good faith and *poof* your money disappears and you see no reward. These types of scams have been going on since the mid-1990s and are a common pop culture reference. However, [...]

By |2019-02-05T11:55:47-05:00February 5th, 2019|Announcements, Real Estate Sales, Title Insurance News|

Cybersecurity 101 – Back to Basics!

We’ve all heard the stories about digital scammers. Criminals faking wiring instructions, email addresses being hacked, money sent overseas and lost forever. With technology constantly changing and scammers growing more subtle and advanced in their techniques every day, it can feel overwhelming to find ways to protect yourself online. So...let's get back to the basics! Outlined below you will find some basic best practices for ensuring that your most common digital activities are more secure. If you’re looking [...]

By |2019-02-05T11:25:18-05:00January 1st, 2019|Announcements, Daily Productivity, Real Estate Sales|

Why 20% Of Homebuyers May Not Sleep Tonight

Let title insurance be your shield when protecting your property rights! We don't want to scare you! Well, not too much anyway... because it's important to us that you know the value of title insurance! Over the 40+ years we have been in business, we've seen it all and know more than anyone the value of a solid owner's policy that protects you and any heirs (i.e. your loved ones). Each year, approximately 20% of homebuyers fail [...]

How Title Insurance Protects All Homebuyers

Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home.  The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the financial investment of the bank or lender. If someone else claims ownership of your property, title insurance typically defends you legally and financially.  Common [...]

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