Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home.  The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects your property rights as the homebuyer, whereas the lender’s policy insures the financial investment of the bank or lender. If someone else claims ownership of your property, title insurance typically defends you legally and financially.  Common [...]