Dive into Living In Blue!
Welcome to the blog of Liberty Title and Zing! Title! We’ve been in the title and settlement business for 40+ years and have gained a ton of knowledge in that time. From the basics of buying or selling a home to industry news and updates on new regulations, we cover any and all topic on real estate. Sign up to our email list to get regular updates in your inbox!!!
Buying a house involves lots of decisions, considerations, and, of course, paperwork. One key piece of the process that can get lost in the shuffle is not only purchasing title insurance but also understanding what exactly is title insurance. So let's start with the basics: what is title insurance? Below we have compiled some #title101 questions for homebuyers using concise language that all real estate agents can use when breaking down the basics for their clients. What is title? Title [...]
Talking about title insurance can sometimes seem like a snooze, which can lead to folks brushing past the topic in their closing or not taking the time to research and purchase the best Owner’s Policy for their new place. But wait! Did you know that Abraham Lincoln lost his home (twice!) due to a title issue? Title insurance is a key facet of protecting one of the biggest investments of your life. Check out this little parable from our [...]
Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course, there’s a lot to think about right now, and the last thing you want is something to go wrong. So make sure you work with an experienced closing agent to help ensure the details come together and everything runs smoothly. As soon [...]
Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Here’s why it’s so important for you. 1. Protects Your Largest Investment A home is probably the single largest investment you’ll make in your life. You insure everything else that’s valuable to you—your life, car, personal property, health, pets, jewelry, etc.—so why not your largest investment? For a one-time fee, owner’s [...]
Make sure all of your clients are protected You’re a real estate agent, so you know that buying a home can be overwhelming for many of your clients. Homebuyers can easily feel confused and frustrated by the mounds of paperwork they have to sign. Plus, all the fees associated with closing can sometimes be a surprise even to an experienced buyer. Title insurance is one of those items often misunderstood by homebuyers at closing, yet its value is tremendous. [...]
Welcome! Here at Liberty and Zing! Title we love to talk title. From educating first-time home buyers to giving our take on new regulations, we are eager to share our industry expertise that comes from being in the business for over 40 years. With that in mind, we decided to relaunch our blog with a fresh name and new format. Welcome to Living In Blue! What is Living In Blue? Living in Blue is your go-to resource for any [...]
Liberty Title Celebrates the Holidays by Giving Back! Please join us in providing food for those in need. BRING A CAN TO CLOSING! Any non-perishable food item is welcome and you will receive a raffle ticket for each can or box of food provided to be entered in our Holiday drawing! In southeast Michigan, more than 707,000 people are food insecure (16.8%). In southeast Michigan, more than 200,000 children are food insecure (19.7%). The St. Vincent de Paul Society works [...]
Road Work Ahead! As many of you may know, the Michigan Department of Transportation will begin to reconstruct 3.7 miles of M-59 (Hall Road) through Sterling Heights, Utica, and Clinton, Macomb, and Shelby townships as part of their M-59 Improvement Project. Our Sterling Heights office is located right in the height of this project as some of the construction is focused on M-59/Hall Road from M-53/Van Dyke Expressway (west) to Garfield Road. If you are planning to come by our [...]
Are you reviewing the deed? Do you know the meaning of a “restrictive covenant?” Basically, it’s a deed restriction that can create any number of hassles for a new homeowner. It’s vital to check for any deed restrictions when purchasing a home and a title search can do just that. View this article from RealtorMag to learn more about the need to check the deed: RealtorMag
The American Land Title Association (“ALTA”) has adopted revisions to the ALTA Commitment for Title Insurance effective August 1, 2016. The previous version of the ALTA Commitment for Title Insurance will be decertified on December 31, 2017. Realtors, lenders, sellers, purchaser, and attorneys can expect to see the new form put into use later in 2017. A sample of the document is available for review at the below link. As always, the experts at Liberty Title are available to discuss [...]